This privacy policy (“Policy”) describes how any personally identifiable information (“Personal Information”) that you (“User”, “you” or “your”) may provide on the certfm.com website is collected, protected and used by us (“us”, “we”, or “our”, “Website”). The Policy does not apply to the practices of companies or third parties that we do not own or control, nor to individuals that we do not employ or manage.
Our main aim is to collect only the minimal user data that is required for users to explore the website, enquire about our courses, to sign-up and pay for the courses and to communicate with us for reasons associated with these activities, including related aspects such as information required for payment processing. We may also use any the information to request feedback and improve the user experience. Any other information collected automatically (e.g. by website cookies) is used only to establish statistical information regarding Website usage or identify potential cases of abuse. This statistical information is not otherwise aggregated in such a way that would identify any user of the system. We do not provide your information to third parties unless required by law, such as to comply with a subpoena, or similar legal process, and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
You can visit the Website without telling us who you are or revealing any information by which someone could identify you as a specific, identifiable individual. If, however, you wish to use some of the Website’s features, you will be asked to provide certain Personal Information. This information may include personal details (such as name, country of residence, etc.), contact information (such as email address, address, etc.), as well as any other materials you willingly submit to us (such as articles, images, feedback, etc.).
You can choose not to provide us with your Personal Information, but then you may not be able to take advantage of some of the Website’s features or of our products and services. If you are under the age of 16, please do not submit any Personal Information through our Website or Service.
We may offer electronic newsletters to which you may voluntarily subscribe. You may choose to stop receiving our newsletter or marketing emails by following the unsubscribe instructions included in these emails or by contacting us.
We secure information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. We maintain reasonable administrative, technical, and physical safeguards to protect against unauthorized access, use, modification, and disclosure of Personal Information in its control and custody. However, no data transmission over the Internet or wireless network can be guaranteed. Therefore, while we strive to protect your Personal Information, you acknowledge that (i) there are security and privacy limitations of the Internet which are beyond our control; (ii) the security, integrity, and privacy of any and all information and data exchanged between you and our Website cannot be guaranteed; and (iii) any such information and data may be viewed or tampered with in transit by a third-party, despite best efforts.
In the event we become aware that the security of the Website has been compromised or users Personal Information has been disclosed to unrelated third parties as a result of external activity, including, but not limited to, security attacks or fraud, we reserve the right to take reasonably appropriate measures, including, but not limited to, investigation and reporting, as well as notification to and cooperation with law enforcement authorities. In the event of a data breach, we will make reasonable efforts to notify affected individuals if we believe that there is a reasonable risk of harm to the user as a result of the breach or if notice is otherwise required by law. When we do, we will send you an email.
We will retain and use your Personal Information for the period necessary to comply with our legal obligations, resolve disputes, and enforce our agreements unless a longer retention period is required or permitted by law. Once the retention period expires, Personal Information shall be deleted. You may exercise your applicable rights (e.g. to verify and correct the accuracy of the data that we hold on you). However, such rights can be enforced prior to expiration of the retention period.
We may update this Privacy Policy from time to time. When changes are made, we will revise the updated date at the bottom of this page. Your continued use of the Website or Services after the effective date of the revised Privacy Policy (or such other act specified at that time) will constitute your consent to those changes. However, we will not, without your consent, use your Personal Data in a manner materially different than what was stated at the time your Personal Data was collected.
The website is owned by Financial Modelling in Practice Ltd, a UK-registered company (registration number 6754990). By providing us any information when using this site, you acknowledge that you have read this Policy and agree to all its terms and conditions. By using the Website or its Services you agree to be bound by this Policy. If you do not agree to abide by the terms of this Policy, you are not authorized to use or access the Website and its Services.
This Policy was last updated on March 10, 2021.